Smiling young woman talking on her phone outdoors
Life Admin

Your First Phone Contract: Is It Worth It, and How It Affects Your Credit Record

First payslip, first contract offer? How a phone contract compares with prepaid, SIM-only and buying the phone cash, what it really costs over 24 or 36 months, your right to cancel early, the new ICASA data rules and what it does to your credit record.

Young man sitting by his bed checking his phone
Life Admin

The SRD Grant in 2026: Who Qualifies, Why You Got Declined, and What Happens When You Start Earning

The R370 SRD grant is still running, and the October 2026 MTBPS says it will continue for another year. Who qualifies, what each decline reason means, how the 90-day appeal works, how to avoid fake SRD sites, and what a stipend or first job does to your grant.

Two young men in a car, one at the wheel driving with a passenger beside him
Life Admin

Getting Your Driver's Licence in South Africa: Steps, Costs and Scams to Avoid

Many job adverts ask for a driver's licence, and getting one takes months and a few thousand rand. The steps from learner's test to licence card, what the official fees look like, the new computerised test, and how to avoid paying a bribe.

Young woman on a hospital bed talking to a doctor in a white coat
Life Admin

Leaving Your Parents' Medical Aid: Hospital Plan, Gap Cover or Insurance?

Coming off a parent's medical aid with your first salary? How comprehensive cover, hospital plans, gap cover and medical insurance differ, why PMBs, waiting periods and the age-35 penalty matter, and when 'hospital plan plus gap cover' makes sense.

Hand holding out a set of keys on a house-shaped keyring by an open door
Life Admin

Renting Your First Flat: The Real Upfront Cost and Your Deposit Rights

What your first flat really costs before you move in, what landlords check, and what the Rental Housing Act and Consumer Protection Act say about your deposit, inspections, leaving early, lockouts and where to complain.